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Old Point Financial (OPOF) Profit Margin (2010 - 2025)

Old Point Financial (OPOF) profit margin from Jun 30, 2010 to Jun 30, 2025. The current Old Point Financial (OPOF) profit margin is 5.96%. You can export chart.

Annual Profit Margin

Quarterly Profit Margin

Annual Profit Margin change of Old Point Financial (OPOF)

YearProfit MarginChange
202411.08%
+15.40%
20239.60%
-35.12%
202214.80%
+0.20%
202114.77%
+49.93%
20209.85%
-31.91%
201914.47%
+51.55%
20189.55%
-14816.40%
2017-0.06%
-100.74%
20168.78%
+5.02%
20158.36%
-12.91%
20149.60%
+29.38%
20137.42%
-15.84%
20128.81%
+29.79%
20116.79%
N/A

Comparison Old Point Financial (OPOF) profit margin with competitors

Old Point Financial (OPOF) profit margin is 5.96%.

TickerNameProfit MarginUpside
WASHWashington Trust Bancorp Inc96.34%+1517.58%
CMAComerica Incorporated94.12%+1480.31%
CADECadence Bank68.44%+1049.13%
ASRVAmeriserv Financial Inc49.68%+734.14%
WABCWestamerica Bancorporation49.05%+723.57%
IBOCInternational Bancshares Corp47.62%+699.56%
TBBKBancorp Inc (The)46.28%+677.06%
MBNKPMedallion Bank46.10%+674.03%
OZKAPBank OZK46.00%+672.35%
CBNAChain Bridge Bancorp Inc - Class A45.50%+663.96%
BCHBanco de Chile43.70%+633.74%
MCBSMetroCity Bankshares Inc43.40%+628.70%
CATYCathay General Bancorp43.20%+625.34%
CBCRBC CENTURA BANKS INC43.05%+622.82%
CARECarter Bankshares Inc41.80%+601.84%
NEWTNewtekOne Inc41.15%+590.92%
CHCOCity Holding Company40.29%+576.48%
FFINFirst Financial Bankshares Inc39.11%+556.67%
MBINNMerchants Bancorp Depositary Shares 6.00 Fixed Rate Series C NonCumulative Perpetual Preferred Stock38.80%+551.46%
MCHBMechanics Bank38.70%+549.79%
HOMBHome Bancshares Inc38.01%+538.20%
WBSWebster Financial Corp37.40%+527.96%
BSACBanco Santander Chile SA37.25%+525.44%
EBCEastern Bankshares Inc35.90%+502.77%
BSVNBank7 Corp35.54%+496.73%
RBCAARepublic Bancorp Inc (KY) - Class A35.35%+493.54%
NWGNatWest Group Plc35.27%+492.19%
NPBNorthpointe Bancshares Inc35.10%+489.34%
WSFSWSFS Financial Corp34.84%+484.97%
PCBPCB Bancorp.34.80%+484.30%
CZFSCitizens Financial Services Inc34.70%+482.62%
PFSProvident Financial Services Inc34.60%+480.95%
BHRBBurke & Herbert Financial Services Corp34.40%+477.59%
SFBSServisFirst Bancshares Inc34.36%+476.92%
FBPFirst Bancorp PR34.32%+476.24%
BWFGBankwell Financial Group Inc34.30%+475.91%
ALRSAlerus Financial Corp34.30%+475.91%
CVBFCVB Financial Corp34.20%+474.23%
FVCBFVCBankcorp Inc34.00%+470.87%
FCAPFirst Capital Inc33.90%+469.19%
EWBCEast West Bancorp Inc33.90%+469.19%
WAFDWaFd Inc33.60%+464.15%
PLBCPlumas Bancorp.33.24%+458.11%
BANFBancfirst Corp33.12%+456.10%
WAFDPWaFd Inc33.10%+455.76%
RFRegions Financial Corp32.84%+451.39%
OBTOrange County Bancorp Inc32.78%+450.39%
FBNCFirst Bancorp32.77%+450.22%
COFSChoiceone Financial Services Inc32.60%+447.36%
VLYPPValley National Bancorp 625 FixedtoFloating Rate Series A NonCumulative Perpetual Preferred Stock32.40%+444.01%
VLYPOValley National Bancorp32.40%+444.01%
TCBXThird Coast Bancshares Inc32.40%+444.01%
CBKCommercial Bancgroup Inc32.36%+443.33%
RBBRBB Bancorp32.30%+442.33%
GCBCGreene County Bancorp Inc32.30%+442.33%
FRBAFirst Bank (NJ)32.30%+442.33%
CACCamden National Corp32.30%+442.33%
PKBKParke Bancorp Inc32.06%+438.30%
COSOCoastalSouth Bancshares Inc31.90%+435.61%
FCBCFirst Community Bankshares Inc31.83%+434.44%
SRCE1st Source Corp31.68%+431.92%
UNTYUnity Bancorp Inc31.63%+431.08%
MTBM & T Bank Corp31.50%+428.90%
HAFCHanmi Financial Corp31.44%+427.89%
ABCBAmeris Bancorp31.41%+427.38%
ESQEsquire Financial Holdings Inc31.28%+425.20%
SYBTStock Yards Bancorp Inc31.11%+422.35%
IBCPIndependent Bank Corporation (Ionia MI)31.10%+422.18%
TCBKTrico Bancshares31.00%+420.50%
CCBGCapital City Bank Group Inc31.00%+420.50%
CTBICommunity Trust Bancorp Inc30.99%+420.33%
UVSPUnivest Financial Corp30.98%+420.16%
FHBFirst Hawaiian Inc30.76%+416.47%
HDBHDFC Bank Ltd30.75%+416.30%
FULTPFulton Financial Corp30.70%+415.46%
RRBIRed River Bancshares Inc30.58%+413.45%
FULTFulton Financial Corp30.50%+412.10%
UCBUnited Community Banks Inc30.48%+411.77%
AROWArrow Financial Corp30.40%+410.43%
FHNFirst Horizon Corporation30.39%+410.26%
BSRRSierra Bancorp30.39%+410.26%
HBNCHorizon Bancorp Inc (IN)30.20%+407.07%
UMBFUMB Financial Corp30.15%+406.23%
NKSHNational Bankshares Inc30.10%+405.39%
CFRCullen Frost Bankers Inc30.00%+403.71%
BPOPPopular Inc30.00%+403.71%
UBSIUnited Bankshares Inc29.86%+401.36%
LYGLloyds Banking Group plc29.53%+395.82%
ORRFOrrstown Financial Services Inc29.33%+392.46%
BVFLBV Financial Inc29.20%+390.28%
OPBKOP Bancorp29.10%+388.60%
ONBPOOld National Bancorp29.10%+388.60%
ONBPPOld National Bancorp29.10%+388.60%
DCOMDime Community Bancshares Inc29.00%+386.92%
LKFNLakeland Financial Corp28.78%+383.23%
PNCPNC Financial Services Group Inc28.74%+382.55%
HBANPHuntington Bancshares Inc28.70%+381.88%
SFSTSouthern First Bancshares Inc28.70%+381.88%
HBANMHuntington Bancshares Inc28.70%+381.88%
CIVBCivista Bancshares Inc28.70%+381.88%
MCBMetropolitan Bank Holding Corp28.50%+378.52%
ZIONZions Bancorporation N.A28.40%+376.85%
ZIONPZions Bancorporation N.A28.40%+376.85%
CPFCentral Pacific Financial Corp28.40%+376.85%
KBKB Financial Group Inc28.31%+375.33%
WALWestern Alliance Bancorp28.20%+373.49%
UMBFPUMB Financial Corporation Depositary Shares each representing a 1400th of 7.00 FixedRate Reset NonCumulative Perpetual Preferred Stock28.10%+371.81%
BFSTBusiness First Bancshares Inc28.10%+371.81%
SHBIShore Bancshares Inc28.00%+370.13%
NBTBNBT Bancorp. Inc28.00%+370.13%
VABKVirginia National Bankshares Corp27.86%+367.78%
NWFLNorwood Financial Corp27.80%+366.77%
QCRHQCR Holding Inc27.80%+366.77%
OFGOFG Bancorp27.78%+366.44%
STBAS & T Bancorp Inc27.76%+366.10%
NECBNorthEast Community Bancorp Inc27.67%+364.59%
BANRBanner Corp27.66%+364.42%
SSBSouthState Corporation27.65%+364.25%
FSBCFive Star Bancorp27.65%+364.25%
ECBKECB Bancorp Inc27.60%+363.41%
INDBIndependent Bank Corp27.53%+362.24%
TCBIOTexas Capital Bancshares Inc27.50%+361.73%
TSBKTimberland Bancorp Inc27.47%+361.23%
CHMGChemung Financial Corp27.39%+359.89%
HTBHomeTrust Bancshares Inc27.27%+357.87%
WSBCOWesbanco Inc27.22%+357.03%
WSBCWesbanco Inc27.22%+357.03%
BFCBank First Corp27.16%+356.03%
ACNBACNB Corp27.13%+355.52%
KEYKeycorp27.00%+353.34%
DCOMPDime Community Bancshares Inc27.00%+353.34%
GABCGerman American Bancorp Inc26.97%+352.83%
SMBKSmartFinancial Inc26.90%+351.66%
CBUCommunity Bank System Inc26.83%+350.48%
ATLOAmes National Corp26.83%+350.48%
USBU.S. Bancorp.26.69%+348.13%
ONBOld National Bancorp26.63%+347.13%
BAPCredicorp Ltd26.62%+346.96%
HBANHuntington Bancshares Inc26.60%+346.62%
HBANLHuntington Bancshares Inc26.60%+346.62%
MBWMMercantile Bank Corp26.56%+345.95%
BYByline Bancorp Inc26.53%+345.45%
CASHPathward Financial Inc26.39%+343.10%
FFBCFirst Financial Bancorp26.36%+342.59%
PBProsperity Bancshares Inc26.32%+341.92%
PEBOPeoples Bancorp Inc (Marietta OH)26.30%+341.59%
BKUBankUnited Inc26.30%+341.59%
FMBHFirst Mid Bancshares Inc26.16%+339.23%
RNSTRenasant Corp26.09%+338.06%
AXAxos Financial Inc26.07%+337.72%
OSBCOld Second Bancorporation Inc26.02%+336.88%
FUNCFirst United Corporation25.91%+335.04%
AUBAtlantic Union Bankshares Corp25.90%+334.87%
BOHBank of Hawaii Corp25.85%+334.03%
PFBCPreferred Bank25.78%+332.85%
FISIFinancial Institutions Inc25.73%+332.01%
GBCIGlacier Bancorp Inc25.70%+331.51%
BCALSouthern Calif Bancorp25.64%+330.50%
HFBLHome Federal Bancorp Inc (Louisiana)25.60%+329.83%
FBKFB Financial Corp25.53%+328.66%
UBFOUnited Security Bancshares (CA)25.50%+328.15%
BUSEFirst Busey Corp25.47%+327.65%
BUSEPFirst Busey Corp25.47%+327.65%
THFFFirst Financial Corp - Indiana25.41%+326.64%
TMPTompkins Financial Corp25.40%+326.47%
TFCTruist Financial Corporation25.29%+324.63%
BOKFBOK Financial Corp25.29%+324.63%
USCBUSCB Financial Holdings Inc - Class A25.25%+323.96%
CFGCitizens Financial Group Inc25.10%+321.44%
NWBINorthwest Bancshares Inc25.07%+320.93%
MBINLMerchants Bancorp25.04%+320.43%
MBINMMerchants Bancorp25.04%+320.43%
MBINMerchants Bancorp25.04%+320.43%
SMBCSouthern Missouri Bancorp Inc25.03%+320.26%
FCCOFirst Community Corp24.90%+318.08%
BWBBPBridgewater Bancshares Inc24.88%+317.74%
BWBBridgewater Bancshares Inc24.88%+317.74%
SNVSynovus Financial Corp24.78%+316.06%
NBHCNational Bank Holdings Corp - Class A24.70%+314.72%
OZKBank OZK24.69%+314.55%
TRSTTrustco Bank Corp24.59%+312.87%
GSBCGreat Southern Bancorp Inc24.56%+312.37%
WTFCWintrust Financial Corp24.51%+311.53%
BHBBar Harbor Bankshares Inc24.50%+311.36%
FDBCFidelity D&D Bancorp Inc24.49%+311.20%
HTBKHeritage Commerce Corp24.40%+309.68%
FCNCOFirst Citizens Bancshares Inc (NC)24.40%+309.68%
FCNCPFirst Citizens Bancshares Inc (NC)24.40%+309.68%
CBSHCommerce Bancshares Inc24.25%+307.17%
TRMKTrustmark Corp24.18%+305.99%
FRMEPFirst Merchants Corp24.15%+305.49%
CCNEPCNB Financial Corp (PA)24.13%+305.15%
CCNECNB Financial Corp (PA)24.13%+305.15%
FNBF.N.B. Corp24.08%+304.31%
PNFPPPinnacle Financial Partners Inc24.01%+303.14%
AUBNAuburn National Bancorp Inc24.00%+302.97%
CWBCCommunity West Bancshares.23.99%+302.80%
NBNNortheast Bank23.93%+301.79%
FRAFFranklin Financial Services Corp23.90%+301.29%
OVLYOak Valley Bancorp23.89%+301.12%
FCFFirst Commonwealth Financial Corp23.88%+300.95%
HBCPHome Bancorp Inc23.80%+299.61%
BCMLBayCom Corp23.68%+297.59%
FXNCFirst National Corp (Strasburg VA)23.60%+296.25%
CNOBPConnectOne Bancorp Inc23.60%+296.25%
HWBKHawthorn Bancshares Inc23.54%+295.24%
COLBColumbia Banking System Inc23.53%+295.08%
MNSBMainStreet Bancshares Inc23.30%+291.21%
SPFISouth Plains Financial Inc23.22%+289.87%
BANCBanc of California Inc23.10%+287.86%
FCNCAFirst Citizens Bancshares Inc (NC) - Class A23.09%+287.69%
AMALAmalgamated Financial Corp23.07%+287.35%
FNLCFirst Bancorp Inc (ME)22.98%+285.84%
NRIMNorthrim Bancorp Inc22.88%+284.16%
PFISPeoples Financial Services Corp22.79%+282.65%
SBSISouthside Bancshares Inc22.75%+281.98%
SFNCSimmons First National Corp - Class A22.71%+281.31%
ASBAssociated Banc-Corp22.66%+280.47%
ISTRInvestar Holding Corp22.60%+279.46%
WTBAWest Bancorporation22.31%+274.59%
FIBKFirst Interstate BancSystem Inc22.19%+272.58%
FMAOFarmers & Merchants Bancorp Inc22.12%+271.40%
PRKPark National Corp22.11%+271.23%
MYFWFirst Western Financial Inc21.96%+268.72%
EFSCEnterprise Financial Services Corp21.93%+268.21%
BOTJBank of James Financial Group Inc21.60%+262.67%
WSBCPWesbanco Inc21.55%+261.83%
MOFGMidWestOne Financial Group Inc21.55%+261.83%
LSBKLake Shore Bancorp Inc21.24%+256.63%
MNSBPMainStreet Bancshares Inc21.20%+255.95%
TECTPTectonic Financial Inc21.10%+254.28%
LARKLandmark Bancorp Inc21.10%+254.28%
OBKOrigin Bancorp Inc21.09%+254.11%
PEBKPeoples Bancorp Of North Carolina Inc21.07%+253.77%
PBFSPioneer Bancorp Inc21.00%+252.60%
JMSBJohn Marshall Bancorp Inc20.98%+252.26%
TOWNTownebank Portsmouth VA20.90%+250.92%
HFWAHeritage Financial Corp20.90%+250.92%
CUBICustomers Bancorp Inc20.71%+247.73%
SSBISummit State Bank20.70%+247.56%
WSBFWaterstone Financial Inc20.67%+247.06%
CNOBConnectOne Bancorp Inc20.51%+244.37%
VLYValley National Bancorp20.42%+242.86%
MGYRMagyar Bancorp Inc20.26%+240.17%
FMNBFarmers National Banc Corp20.13%+237.99%
EFSCPEnterprise Financial Services Corp20.07%+236.98%
BPRNPrinceton Bancorp Inc20.05%+236.65%
BMRCBank of Marin Bancorp19.89%+233.96%
ISBAIsabella Bank Corp19.87%+233.62%
LCHappen Inc Com New19.76%+231.78%
FBIZFirst Business Financial Services Inc19.71%+230.94%
CBFVCB Financial Services Inc19.68%+230.43%
IFSIntercorp Financial Services Inc19.48%+227.08%
MBCNMiddlefield Banc Corp19.27%+223.55%
CFFNCapitol Federal Financial19.27%+223.55%
RBKBRhinebeck Bancorp Inc19.20%+222.37%
OVBCOhio Valley Banc Corp19.12%+221.03%
MRBKMeridian Corp19.10%+220.70%
UBCPUnited Bancorp Inc (Martins Ferry OH)19.08%+220.36%
MFGMizuho Financial Group Inc18.96%+218.34%
CFFIC & F Financial Corp18.61%+212.47%
FSUNFirstsun Capital Bancorp18.59%+212.13%
AFBIAffinity Bancshares Inc18.50%+210.62%
CBANColony Bankcorp Inc18.28%+206.93%
CFBKCF Bankshares Inc17.86%+199.88%
AVBCAvidia Bancorp Inc17.85%+199.71%
PDLBPonce Financial Group Inc17.72%+197.52%
CBNKCapital Bancorp Inc17.68%+196.85%
TCBITexas Capital Bancshares Inc17.61%+195.68%
NUNu Holdings Ltd Class A17.50%+193.83%
LCNBLCNB Corp17.48%+193.49%
CZWICitizens Community Bancorp Inc MD17.45%+192.99%
IBNICICI Bank Ltd17.44%+192.82%
PGCPeapack-Gladstone Financial Corp17.16%+188.12%
MBBCMarathon Bancorp Inc16.43%+175.86%
FUSBFirst US Bancshares Inc16.40%+175.36%
VBTXVeritex Holdings Inc16.39%+175.19%
EBTCEnterprise Bancorp Inc16.12%+170.66%
FSBWFS Bancorp Inc15.87%+166.46%
BBTBeacon Financial Corp15.81%+165.45%
WNEBWestern New England Bancorp Inc15.78%+164.95%
EQBKEquity Bancshares Inc - Class A15.71%+163.78%
EFSIEagle Financial Services Inc15.70%+163.61%
CLSTCatalyst Bancorp Inc15.63%+162.43%
HBTHBT Financial Inc15.59%+161.76%
PPBIPacific Premier Bancorp Inc15.51%+160.42%
UNBUnion Bankshares Inc15.38%+158.24%
EBMTEagle Bancorp Montana Inc15.19%+155.05%
TCBSTexas Community Bancshares Inc15.01%+152.02%
CIBBancolombia S.A.14.70%+146.82%
CFBCrossfirst Bankshares Inc14.60%+145.14%
NBBKNB Bancorp Inc14.18%+138.09%
DBDeutsche Bank AG13.86%+132.71%
PBHCPathfinder Bancorp Inc13.79%+131.54%
BRKLBrookline Bancorp Inc13.76%+131.03%
FRSTPrimis Financial Corp13.66%+129.36%
AMTBAmerant Bancorp Inc - Class A13.44%+125.66%
CPBICentral Plains Bancshares Inc13.40%+124.99%
KFFBKentucky First Federal Bancorp13.31%+123.48%
RMBIRichmond Mutual Bancorporation Inc13.16%+120.96%
LOBLive Oak Bancshares Inc12.85%+115.76%
HOPEHope Bancorp Inc12.84%+115.59%
MSBIMidland States Bancorp Inc12.80%+114.92%
MSBIPMidland States Bancorp Inc12.80%+114.92%
KRNYKearny Financial Corp12.80%+114.92%
SBCFSeacoast Banking Corp Of Florida12.72%+113.57%
IROQIF Bancorp Inc12.61%+111.73%
HONEHarborOne Bancorp Inc12.28%+106.19%
OCFCOceanFirst Financial Corp12.18%+104.51%
BCBPBCB Bancorp Inc (NJ)12.14%+103.83%
AVALGrupo Aval Acciones y Valores S.A.12.10%+103.16%
ITUBItau Unibanco Holding S.A.12.06%+102.49%
TFSLTFS Financial Corporation11.89%+99.64%
HWCHancock Whitney Corp11.81%+98.29%
PVBCProvident Bancorp Inc11.68%+96.11%
MVBFMVB Financial Corp11.58%+94.43%
FRMEFirst Merchants Corp11.33%+90.23%
BBARBBVA Argentina11.17%+87.55%
EGBNEagle Bancorp Inc (MD)11.16%+87.38%
CLBKColumbia Financial Inc11.02%+85.03%
SFBCSound Financial Bancorp Inc10.90%+83.01%
CCBCoastal Financial Corp10.76%+80.66%
MPBMid Penn Bancorp Inc10.37%+74.12%
WFWoori Financial Group Inc9.92%+66.56%
PNFPPinnacle Financial Partners Inc9.91%+66.39%
FNWDFinward Bancorp9.87%+65.72%
PROVProvident Financial Holdings Inc9.77%+64.04%
NICNicolet Bankshares Inc9.60%+61.19%
INTRInter & Co Inc - Class A9.42%+58.16%
WSBKWinchester Bancorp Inc9.15%+53.63%
VBNKVILLAGE BANCORP INC8.78%+47.42%
BSBRBanco Santander (Brasil) S.A.8.39%+40.87%
FINWFinWise Bancorp8.15%+36.84%
SRBKSR Bancorp Inc7.10%+19.21%
FDSBFifth District Bancorp Inc6.85%+15.01%
HIFSHingham Institution For Savings6.77%+13.67%
BSBKBogota Financial Corp6.73%+13.00%
LNKBLinkbancorp Inc6.39%+7.29%
TFINTriumph Financial Inc6.18%+3.76%
TFIN-PTriumph Financial Inc Depositary Shares Series C6.18%+3.76%
FFNWFirst Financial Northwest Inc6.11%+2.59%
GBFHGBank Financial Holdings Inc6.09%+2.25%
SHGShinhan Financial Group Co. Ltd6.01%+0.91%
BBDBanco Bradesco S.A.5.84%-1.94%
HNVRHanover Bancorp Inc5.80%-2.62%
BMABanco Macro S.A.5.66%-4.97%
FITBIFifth Third Bancorp Depositary Share repstg 11000th Ownership Interest Perp Pfd Series I5.55%-6.81%
FITBPFifth Third Bancorp Depositary Shares each representing 140th share of Fifth Third 6.00 NonCumulative Perpetual Class B Preferred Stock Series A5.55%-6.81%
FITBOFifth Third Bancorp5.55%-6.81%
FITBFifth Third Bancorp5.55%-6.81%
BBDOBanco Bradesco S.A.5.34%-10.34%
FGBIFirst Guaranty Bancshares Inc5.25%-11.85%
INBKFirst Internet Bancorp3.31%-44.42%
GLBZGlen Burnie Bancorp3.18%-46.61%
NFBKNorthfield Bancorp Inc3.08%-48.29%
BRBSBlue Ridge Bankshares Inc (VA)2.84%-52.32%
FLGNew York Community Bancorp Inc2.13%-64.24%
FBLAFB Bancorp Inc0.73%-87.74%
CZNCCitizens & Northern Corp0.67%-88.75%
TCBCTC Bancshares Inc0.37%-93.79%
FNWBFirst Northwest Bancorp0.02%-99.66%
TFINPTriumph Financial Inc0.01%-99.83%