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VBNK
NASDAQ
$20.86

VILLAGE BANCORP INC (VBNK)

VersaBank (VBNK) is a pioneering digital bank headquartered in London, Ontario, distinguished for its innovative technology-driven banking solutions. By leveraging a cutting-edge cloud-based infrastructure, VersaBank enhances operational efficiency while ensuring robust cybersecurity measures, crucial in today's increasingly digital financial landscape. Focusing on both commercial and residential lending, the bank is well-positioned to adapt to evolving consumer demands and capitalize on the ongoing digital transformation in the financial sector. As a leader in Canadian digital banking, VersaBank is strategically equipped to navigate complex markets and unlock new growth opportunities.
Website: https://www.versabank.com
68 analysts
Strong Buy
Target: $24 (+15.05%)

Market Cap

$502M

Revenue 5Y CAGR

+28.71%

Forward P/E

12.00

P/E Ratio

25.28

Price Chart

Valuation
Market Cap$502M
P/E25.28
Forward P/E12.00
PEG5.90
P/S4.96
P/B1.76
Profitability
Total Revenue (TTM)$240M
Gross Profit (TTM)$102M
EBITDA$35M
Profit Margin8.8%
Operating Margin12.1%
EPS$0.84
Financial Health
Debt-to-Equity18.9%
Free Cash Flow Yield34.15%
Dividend Yield0.47%
Growth & Risk
EPS 5Y CAGR+2.58%
Revenue 5Y CAGR+28.71%
Beta (5Y)0.95
Sharpe Ratio1.63