VBNK
NASDAQ
$20.86
VILLAGE BANCORP INC (VBNK)
VersaBank (VBNK) is a pioneering digital bank headquartered in London, Ontario, distinguished for its innovative technology-driven banking solutions. By leveraging a cutting-edge cloud-based infrastructure, VersaBank enhances operational efficiency while ensuring robust cybersecurity measures, crucial in today's increasingly digital financial landscape. Focusing on both commercial and residential lending, the bank is well-positioned to adapt to evolving consumer demands and capitalize on the ongoing digital transformation in the financial sector. As a leader in Canadian digital banking, VersaBank is strategically equipped to navigate complex markets and unlock new growth opportunities.
Sector:
Financial Services
Industry:
Banks - Regional
Strong Buy
Target: $24 (+15.05%)
Market Cap
$502M
Revenue 5Y CAGR
+28.71%
Forward P/E
12.00
P/E Ratio
25.28
Price Chart
Valuation
Market Cap$502M
P/E25.28
Forward P/E12.00
PEG5.90
P/S4.96
P/B1.76
Profitability
Total Revenue (TTM)$240M
Gross Profit (TTM)$102M
EBITDA$35M
Profit Margin8.8%
Operating Margin12.1%
EPS$0.84
Financial Health
Debt-to-Equity18.9%
Free Cash Flow Yield34.15%
Dividend Yield0.47%
Growth & Risk
EPS 5Y CAGR+2.58%
Revenue 5Y CAGR+28.71%
Beta (5Y)0.95
Sharpe Ratio1.63