Performance analysis of Old Point Financial (OPOF)
Annual Return
Over the past 3 years, OPOF has had an average annual return of +47.37%, outperforming the benchmark SPY, which returned +19.13% annual.
Over the past 5 years, OPOF has had an average annual return of +19.30%, outperforming the benchmark SPY, which returned +11.07% annual.
Over the past 10 years, OPOF has had an average annual return of +11.39%, underperforming the benchmark SPY, which returned +14.50% annual.
Since Nov 1, 1999, OPOF has had an average annual return of +6.86%, underperforming the benchmark SPY, which returned +8.09% annual.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| +62.87% | +49.98% | -31.54% | +18.08% | +26.01% | -29.16% | +28.44% | -25.38% | +20.78% | +48.63% | +16.88% | +19.03% |
| 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 |
| +18.04% | +11.46% | -14.63% | -20.95% | -16.45% | -2.41% | -7.72% | -1.34% | -13.22% | +11.71% | +31.60% | +29.68% |
| 2001 | 2000 | 1999 | |||||||||
| +75.25% | -10.73% | -22.77% |
Monthly Return
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Annually Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -6.37% | +25.78% | -2.00% | +29.73% | +1.83% | -0.40% | +2.29% | +4.86% | +0% | +62.87% | |||
| 2024 | +0.50% | -4.16% | +3.64% | -20.57% | +5.11% | -0.08% | +31.77% | -0.42% | +1.12% | +2.59% | +13.62% | +16.44% | +49.98% |
| 2023 | -12.00% | +17.42% | -14.22% | -7.60% | -28.23% | +10.90% | +22.19% | -14.01% | +0.98% | -11.88% | +0.99% | +11.21% | -31.54% |
| 2022 | +4.19% | +1.64% | -0.49% | +6.08% | -3.54% | +1.36% | -5.12% | -1.89% | +18.50% | -5.34% | -19.16% | +27.99% | +18.08% |
| 2021 | +1.79% | +5.29% | +16.40% | -6.38% | +5.59% | +7.91% | -10.85% | +0.85% | -4.75% | -0.66% | +11.58% | -0.23% | +26.01% |
| 2020 | +3.64% | -8.74% | -41.60% | +6.81% | -5.88% | +1.11% | +5.58% | -2.79% | -2.45% | +2.11% | +11.64% | +10.56% | -29.16% |
| 2019 | +7.51% | -2.00% | -7.35% | -0.47% | +0.95% | +4.08% | +2.49% | +6.73% | -0.84% | +3.32% | +17.73% | -4.64% | +28.44% |
| 2018 | -1.38% | -14.08% | +5.10% | -0.30% | +1.87% | +8.17% | +0.45% | -7.87% | +12.41% | -10.07% | -4.80% | -14.36% | -25.38% |
| 2017 | +10.80% | +3.97% | +5.09% | +2.12% | -4.49% | +12.22% | -2.31% | -3.96% | +5.40% | -0.06% | -11.13% | +3.77% | +20.78% |
Drawdown analysis of Old Point Financial (OPOF)
The maximum drawdown for the OPOF was -63.92%, occurring on Mar 18, 2020. Recovery took 1235 trading sessions.
Since Nov 1, 1999 OPOF has experienced the following drawdowns:
- 50% or more: 2 times
- 40% or more: 2 times
- 30% or more: 3 times
- 20% or more: 3 times
- 10% or more: 4 times
| Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -63.92% | Jul 3, 2017 | 681 | Mar 18, 2020 | 1235 | Feb 14, 2025 | 1916 |
| -63.90% | May 12, 2003 | 2162 | Dec 8, 2011 | 1254 | Dec 2, 2016 | 3416 |
| -38.61% | Nov 1, 1999 | 83 | Mar 1, 2000 | 352 | Jul 24, 2001 | 435 |
| -12.50% | Sep 6, 2001 | 7 | Sep 21, 2001 | 7 | Oct 2, 2001 | 14 |
| -9.06% | Feb 21, 2003 | 4 | Feb 27, 2003 | 12 | Mar 17, 2003 | 16 |
| -9.03% | Jul 3, 2002 | 22 | Aug 5, 2002 | 51 | Oct 16, 2002 | 73 |
| -8.50% | May 16, 2017 | 14 | Jun 6, 2017 | 16 | Jun 28, 2017 | 30 |
| -7.74% | Oct 2, 2001 | 25 | Nov 6, 2001 | 25 | Dec 12, 2001 | 50 |
| -7.41% | Jan 2, 2003 | 2 | Jan 6, 2003 | 17 | Jan 30, 2003 | 19 |
| -7.07% | Nov 29, 2002 | 13 | Dec 18, 2002 | 8 | Dec 31, 2002 | 21 |
| -6.60% | May 13, 2002 | 8 | May 23, 2002 | 28 | Jul 3, 2002 | 36 |
| -6.56% | Dec 28, 2001 | 23 | Feb 1, 2002 | 36 | Mar 26, 2002 | 59 |
| -6.35% | Dec 7, 2016 | 2 | Dec 9, 2016 | 3 | Dec 14, 2016 | 5 |
| -5.94% | Mar 18, 2003 | 4 | Mar 24, 2003 | 1 | Mar 25, 2003 | 5 |
| -5.79% | Mar 28, 2003 | 16 | Apr 22, 2003 | 12 | May 8, 2003 | 28 |
| -5.56% | Dec 13, 2001 | 3 | Dec 18, 2001 | 7 | Dec 28, 2001 | 10 |
| -4.74% | Mar 1, 2017 | 4 | Mar 7, 2017 | 13 | Mar 24, 2017 | 17 |
| -4.57% | Nov 5, 2002 | 2 | Nov 7, 2002 | 3 | Nov 12, 2002 | 5 |
| -4.24% | May 20, 2025 | 11 | Jun 5, 2025 | 10 | Jun 20, 2025 | 21 |
| -4.09% | Jul 24, 2001 | 1 | Jul 25, 2001 | 19 | Aug 21, 2001 | 20 |
| -3.63% | Jun 23, 2025 | 5 | Jun 30, 2025 | 5 | Jul 8, 2025 | 10 |
| -3.62% | Jan 20, 2017 | 2 | Jan 24, 2017 | 6 | Feb 1, 2017 | 8 |
| -3.60% | Jul 23, 2025 | 7 | Aug 1, 2025 | 7 | Aug 12, 2025 | 14 |
| -3.10% | Mar 26, 2002 | 1 | Mar 27, 2002 | 1 | Mar 28, 2002 | 2 |
| -3.09% | Dec 16, 2016 | 2 | Dec 20, 2016 | 1 | Dec 21, 2016 | 3 |