Performance analysis of Yiren Digital (YRD)
Annual Return
Over the past 3 years, YRD has had an average annual return of -16.37%, underperforming the benchmark SPY, which returned +19.63% annual.
Over the past 5 years, YRD has had an average annual return of -21.86%, underperforming the benchmark SPY, which returned +12.73% annual.
Over the past 10 years, YRD has had an average annual return of -23.71%, underperforming the benchmark SPY, which returned +15.04% annual.
Since Dec 18, 2015, YRD has had an average annual return of -16.00%, underperforming the benchmark SPY, which returned +15.11% annual.
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -66.50% | -17.36% | +59.26% | +127.64% | -52.09% | -14.35% | -39.82% | -48.38% | -75.36% | +119.49% | +119.25% | +3.85% |
Monthly Return
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Annually Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +7.29% | -1.76% | -55.89% | +12.21% | -29.54% | -38.58% | +48.40% | -66.50% | |||||
| 2025 | +18.34% | +20.61% | +0.43% | -1.74% | -4.28% | -6.23% | +0.85% | -1.69% | +5.68% | -5.90% | -19.35% | -17.78% | -17.36% |
| 2024 | +37.83% | +19.31% | -12.08% | +11.75% | -3.97% | -6.40% | +4.86% | -4.85% | +30.32% | -0.87% | -10.82% | -4.58% | +59.26% |
| 2023 | +140.06% | -18.84% | -20.24% | -0.45% | -4.73% | +12.62% | +17.81% | +0.39% | -9.67% | -9.05% | +28.04% | +10.24% | +127.64% |
| 2022 | -14.01% | +5.71% | -2.32% | -19.28% | -16.09% | +4.62% | -28.32% | -15.49% | -1.84% | -24.55% | +33.73% | +26.92% | -52.09% |
| 2021 | +3.61% | +40.74% | +4.10% | -24.05% | -1.56% | +58.57% | -32.45% | -16.99% | -10.70% | +4.32% | +8.62% | -16.12% | -14.35% |
| 2020 | -17.47% | -9.17% | -3.61% | -1.50% | -3.29% | +8.14% | -13.08% | -9.19% | -9.83% | +11.91% | +16.42% | -12.81% | -39.82% |
| 2019 | +3.91% | +25.51% | -3.28% | +16.81% | +1.26% | -14.21% | -18.68% | -15.02% | -26.19% | -7.83% | -19.94% | +7.15% | -48.38% |
| 2018 | -8.07% | -6.31% | +6.23% | -11.63% | -33.48% | -9.55% | -15.41% | +1.01% | +1.49% | -15.44% | +6.94% | -35.40% | -75.36% |
| 2017 | +1.98% | +12.64% | +5.42% | -0.52% | -7.13% | +7.85% | +53.04% | +4.55% | +8.45% | +3.46% | -8.14% | +10.31% | +119.49% |
Drawdown analysis of Yiren Digital (YRD)
The maximum drawdown for the YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.
The current YRD drawdown is -97.35%.
Since Dec 18, 2015 YRD has experienced the following drawdowns:
- 50% or more: 2 times
- 40% or more: 3 times
- 30% or more: 3 times
- 20% or more: 6 times
- 10% or more: 7 times
| Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -98.64% | Oct 18, 2017 | 1224 | Aug 30, 2022 | Ongoing | Ongoing | Ongoing |
| -64.22% | Dec 28, 2015 | 31 | Feb 11, 2016 | 30 | Mar 28, 2016 | 61 |
| -46.32% | Aug 18, 2016 | 112 | Jan 30, 2017 | 126 | Jul 31, 2017 | 238 |
| -27.69% | Apr 4, 2016 | 31 | May 17, 2016 | 8 | May 27, 2016 | 39 |
| -21.02% | Jun 8, 2016 | 4 | Jun 14, 2016 | 19 | Jul 12, 2016 | 23 |
| -20.10% | Jul 31, 2017 | 2 | Aug 2, 2017 | 7 | Aug 11, 2017 | 9 |
| -17.03% | Aug 1, 2016 | 5 | Aug 8, 2016 | 2 | Aug 10, 2016 | 7 |
| -9.94% | Jun 2, 2016 | 3 | Jun 7, 2016 | 1 | Jun 8, 2016 | 4 |
| -9.37% | Aug 14, 2017 | 10 | Aug 28, 2017 | 4 | Sep 1, 2017 | 14 |
| -8.75% | Aug 10, 2016 | 2 | Aug 12, 2016 | 1 | Aug 15, 2016 | 3 |
| -7.37% | Sep 19, 2017 | 4 | Sep 25, 2017 | 6 | Oct 3, 2017 | 10 |
| -7.27% | Jul 15, 2016 | 1 | Jul 18, 2016 | 2 | Jul 20, 2016 | 3 |
| -5.25% | Aug 15, 2016 | 1 | Aug 16, 2016 | 1 | Aug 17, 2016 | 2 |
| -4.99% | Sep 1, 2017 | 1 | Sep 5, 2017 | 2 | Sep 7, 2017 | 3 |
| -4.35% | Jul 13, 2016 | 1 | Jul 14, 2016 | 1 | Jul 15, 2016 | 2 |
| -3.81% | Jul 20, 2016 | 3 | Jul 25, 2016 | 1 | Jul 26, 2016 | 4 |
| -2.35% | Oct 3, 2017 | 1 | Oct 4, 2017 | 2 | Oct 6, 2017 | 3 |
| -1.77% | Mar 30, 2016 | 1 | Mar 31, 2016 | 1 | Apr 1, 2016 | 2 |
| -1.62% | Oct 12, 2017 | 1 | Oct 13, 2017 | 1 | Oct 16, 2017 | 2 |
| -1.58% | Sep 7, 2017 | 1 | Sep 8, 2017 | 1 | Sep 11, 2017 | 2 |
| -1.55% | Dec 22, 2015 | 1 | Dec 23, 2015 | 2 | Dec 28, 2015 | 3 |
| -1.17% | Sep 12, 2017 | 1 | Sep 13, 2017 | 2 | Sep 15, 2017 | 3 |
| -0.91% | Jul 26, 2016 | 1 | Jul 27, 2016 | 1 | Jul 28, 2016 | 2 |
| -0.64% | Oct 9, 2017 | 1 | Oct 10, 2017 | 1 | Oct 11, 2017 | 2 |