Performance analysis of X Financial (XYF)
Annual Return
Over the past 3 years, XYF has had an average annual return of +15.74%, underperforming the benchmark SPY, which returned +22.45% annual.
Over the past 5 years, XYF has had an average annual return of +1.50%, underperforming the benchmark SPY, which returned +13.88% annual.
Since Sep 19, 2018, XYF has had an average annual return of -20.59%, underperforming the benchmark SPY, which returned +14.91% annual.
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |||
|---|---|---|---|---|---|---|---|---|---|---|---|
| -8.64% | -30.36% | +146.34% | +26.05% | +0.35% | +50.44% | -60.54% | -59.71% | -64.33% |
Monthly Return
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Annually Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -8.05% | -3.29% | -17.25% | +21.37% | +1.88% | +0.42% | -8.64% | ||||||
| 2025 | -4.06% | +26.90% | +41.90% | -2.85% | +34.34% | -5.67% | -17.58% | +5.62% | -7.58% | -9.23% | -44.91% | -18.60% | -30.36% |
| 2024 | +6.58% | +5.13% | -5.87% | +0% | +12.21% | +3.92% | +1.58% | +12.83% | +38.46% | -3.04% | +18.46% | +9.88% | +146.34% |
| 2023 | +26.52% | -16.25% | -2.54% | +11.54% | -3.75% | +31.09% | +13.91% | -13.97% | -1.07% | -1.66% | +6.91% | -14.91% | +26.05% |
| 2022 | +2.70% | +4.79% | -14.81% | +6.91% | -5.74% | -3.68% | +4.35% | -6.57% | -14.59% | -27.37% | +35.73% | +37.40% | +0.35% |
| 2021 | +5.47% | +63.55% | +7.77% | +10.25% | +27.02% | +161.31% | -45.40% | -34.47% | -14.78% | +7.99% | -6.06% | -28.50% | +50.44% |
| 2020 | -25.47% | +31% | -36.35% | -10.53% | -26.53% | +30.32% | -15.56% | -1.70% | -31.02% | +57.31% | +2.76% | -19.92% | -60.54% |
| 2019 | +32.55% | +29% | -23.30% | -10.05% | -13.33% | -12.59% | -24.00% | -7.72% | -13.69% | -25.54% | +4.73% | -4.52% | -59.71% |
| 2018 | -24.81% | -14.67% | -8.85% | -39.00% | -64.33% |
Drawdown analysis of X Financial (XYF)
The maximum drawdown for the XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.
The current XYF drawdown is -83.09%.
Since Sep 19, 2018 XYF has experienced the following drawdowns:
- 50% or more: 1 time
- 40% or more: 1 time
- 30% or more: 1 time
- 20% or more: 1 time
- 10% or more: 1 time
| Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -95.75% | Sep 19, 2018 | 507 | Sep 24, 2020 | Ongoing | Ongoing | Ongoing |