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Performance analysis of Upstart (UPST)

Annual Return

Over the past 3 years, UPST has had an average annual return of -18.58%, underperforming the benchmark SPY, which returned +19.62% annual.

Over the past 5 years, UPST has had an average annual return of -24.20%, underperforming the benchmark SPY, which returned +12.73% annual.

Since Dec 16, 2020, UPST has had an average annual return of -0.12%, underperforming the benchmark SPY, which returned +15% annual.

2026202520242023202220212020
-33.07%-28.97%+50.68%+209.07%-91.26%+271.28%+38.28%

Monthly Return

YearJanFebMarAprMayJunJulAugSepOctNovDecAnnually Total
2026-10.24%-30.63%-5.80%+23.12%+7%+4.85%-17.38%-33.07%
2025+5.16%+2.97%-30.96%+3.85%-1.32%+37.12%+26.38%-10.35%-30.68%-6.46%-5.39%-2.73%-28.97%
2024-22.27%-18.92%+4.43%-17.71%+11.71%-4.57%+18.39%+52.17%-5.85%+21.66%+61.86%-21.86%+50.68%
2023+41.31%-0.91%-14.15%-12.52%+95.95%+31.46%+91.82%-53.17%-11.29%-15.80%+11.36%+52.70%+209.07%
2022-27.95%+44.93%-30.95%-31.23%-32.82%-37.26%-23.06%+6.46%-19.73%+11.50%-15.66%-32.38%-91.26%
2021+52.61%+5.54%+96.32%-15.40%+35.95%-15.73%-3.32%+89.73%+38.11%+1.77%-36.38%-26.16%+271.28%
2020+38.28%+38.28%

Drawdown analysis of Upstart (UPST)

The maximum drawdown for the UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.

The current UPST drawdown is -92.49%.

Since Dec 16, 2020 UPST has experienced the following drawdowns:

  • 50% or more: 2 times
  • 40% or more: 3 times
  • 30% or more: 4 times
  • 20% or more: 4 times
  • 10% or more: 8 times
DepthStartTo BottomBottomTo RecoverEndTotal
-96.90%Oct 15, 2021387May 2, 2023OngoingOngoingOngoing
-54.13%Feb 12, 202115Mar 8, 20218Mar 18, 202123
-49.02%Mar 22, 202137May 13, 202110May 27, 202147
-33.48%Jun 7, 202127Jul 15, 202119Aug 11, 202146
-18.75%Dec 22, 20205Dec 30, 20203Jan 5, 20218
-13.85%Sep 23, 20217Oct 4, 20217Oct 13, 202114
-13.39%May 27, 20212Jun 1, 20214Jun 7, 20216
-13.12%Jan 12, 20214Jan 19, 20212Jan 21, 20216
-8.67%Aug 18, 20211Aug 19, 20213Aug 24, 20214
-7.67%Jan 25, 20214Jan 29, 20211Feb 1, 20215
-7.10%Sep 9, 20213Sep 14, 20212Sep 16, 20215
-6.78%Dec 18, 20201Dec 21, 20201Dec 22, 20202
-5.65%Feb 3, 20212Feb 5, 20212Feb 9, 20214
-4.80%Jan 7, 20211Jan 8, 20212Jan 12, 20213
-3.38%Aug 27, 20211Aug 30, 20211Aug 31, 20212
-3.25%Sep 17, 20211Sep 20, 20211Sep 21, 20212
-2.42%Aug 24, 20211Aug 25, 20212Aug 27, 20213
-1.53%Aug 13, 20212Aug 17, 20211Aug 18, 20213
-1.01%Aug 31, 20211Sep 1, 20211Sep 2, 20212