Performance analysis of Synchrony Financial (SYF)
Annual Return
Over the past 3 years, SYF has had an average annual return of +30.52%, outperforming the benchmark SPY, which returned +19.63% annual.
Over the past 5 years, SYF has had an average annual return of +11.96%, underperforming the benchmark SPY, which returned +12.73% annual.
Over the past 10 years, SYF has had an average annual return of +12.40%, underperforming the benchmark SPY, which returned +15.04% annual.
Since Jul 31, 2014, SYF has had an average annual return of +12.20%, underperforming the benchmark SPY, which returned +13.88% annual.
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -12.74% | +30.62% | +74.01% | +19.78% | -27.43% | +36.39% | +0.03% | +57.47% | -37.80% | +8.36% | +20.38% | +2.22% |
| 2014 | |||||||||||
| +29.35% |
Monthly Return
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Annually Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -12.95% | -4.47% | -1.58% | +12.03% | -5.87% | +6.46% | -5.04% | -12.74% | |||||
| 2025 | +6.12% | -11.71% | -12.76% | -1.87% | +11.59% | +15.77% | +4.39% | +10.04% | -6.93% | +4.69% | +4.43% | +7.85% | +30.62% |
| 2024 | +1.78% | +6.94% | +4.41% | +1.99% | +0.13% | +7.74% | +7.63% | -0.48% | -0.76% | +10.55% | +23.01% | -3.73% | +74.01% |
| 2023 | +11.77% | -2.17% | -18.57% | +1.48% | +5.75% | +9.56% | +2.56% | -6.54% | -5.30% | -7.42% | +15.36% | +18.02% | +19.78% |
| 2022 | -8.19% | +0.94% | -18.63% | +6.38% | +0.62% | -25.43% | +22.05% | -2.18% | -13.92% | +26.96% | +5.68% | -12.56% | -27.43% |
| 2021 | -3.05% | +15.63% | +5.12% | +8.11% | +8.39% | +2.34% | -2.64% | +5.81% | -1.75% | -4.52% | -3.58% | +3.57% | +36.39% |
| 2020 | -10.00% | -9.62% | -44.71% | +22.99% | +4.15% | +8.78% | +0.86% | +12.11% | +5.49% | -3.56% | +21.78% | +13.91% | +0.03% |
| 2019 | +28.05% | +9.33% | -2.18% | +8.68% | -2.41% | +3.09% | +3.49% | -10.11% | +6.36% | +3.76% | +6.42% | -3.74% | +57.47% |
| 2018 | +2.77% | -7.94% | -7.86% | -1.08% | +4.88% | -3.61% | -13.30% | +10.20% | -1.86% | -7.08% | -9.33% | -9.71% | -37.80% |
| 2017 | -1.24% | +1.55% | -5.35% | -18.95% | -2.98% | +11.06% | +1.68% | +2.06% | +0.84% | +5.06% | +10.53% | +7.58% | +8.36% |
Drawdown analysis of Synchrony Financial (SYF)
The maximum drawdown for the SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 205 trading sessions.
The current SYF drawdown is -17.71%.
Since Jul 31, 2014 SYF has experienced the following drawdowns:
- 50% or more: 1 time
- 40% or more: 2 times
- 30% or more: 4 times
- 20% or more: 6 times
- 10% or more: 13 times
| Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -66.35% | Jan 26, 2018 | 541 | Mar 23, 2020 | 205 | Jan 13, 2021 | 746 |
| -46.65% | Oct 19, 2021 | 387 | May 4, 2023 | 297 | Jul 11, 2024 | 684 |
| -37.74% | Jan 24, 2025 | 49 | Apr 4, 2025 | 61 | Jul 3, 2025 | 110 |
| -35.09% | Jul 20, 2015 | 237 | Jun 27, 2016 | 113 | Dec 6, 2016 | 350 |
| -29.56% | Jan 4, 2017 | 92 | May 17, 2017 | 139 | Dec 4, 2017 | 231 |
| -27.62% | Jan 6, 2026 | 46 | Mar 13, 2026 | Ongoing | Ongoing | Ongoing |
| -15.70% | Jul 17, 2024 | 13 | Aug 5, 2024 | 46 | Oct 9, 2024 | 59 |
| -15.68% | Jan 20, 2021 | 7 | Jan 29, 2021 | 17 | Feb 24, 2021 | 24 |
| -12.07% | Aug 27, 2021 | 7 | Sep 8, 2021 | 29 | Oct 19, 2021 | 36 |
| -11.81% | Jun 8, 2021 | 28 | Jul 19, 2021 | 17 | Aug 11, 2021 | 45 |
| -11.50% | Sep 4, 2025 | 26 | Oct 10, 2025 | 33 | Nov 26, 2025 | 59 |
| -11.46% | Feb 12, 2015 | 36 | Apr 7, 2015 | 68 | Jul 14, 2015 | 104 |
| -10.06% | Mar 17, 2021 | 4 | Mar 23, 2021 | 13 | Apr 12, 2021 | 17 |
| -8.30% | Apr 12, 2021 | 6 | Apr 20, 2021 | 7 | Apr 29, 2021 | 13 |
| -7.37% | Jul 25, 2025 | 5 | Aug 1, 2025 | 8 | Aug 13, 2025 | 13 |
| -7.24% | Dec 16, 2024 | 2 | Dec 18, 2024 | 19 | Jan 17, 2025 | 21 |
| -6.49% | Dec 26, 2014 | 13 | Jan 15, 2015 | 5 | Jan 23, 2015 | 18 |
| -6.36% | Aug 29, 2014 | 10 | Sep 15, 2014 | 28 | Oct 23, 2014 | 38 |
| -6.18% | Jan 11, 2018 | 4 | Jan 18, 2018 | 3 | Jan 23, 2018 | 7 |
| -5.72% | Nov 6, 2024 | 9 | Nov 19, 2024 | 7 | Nov 29, 2024 | 16 |
| -5.40% | Aug 13, 2021 | 4 | Aug 19, 2021 | 6 | Aug 27, 2021 | 10 |
| -4.11% | May 10, 2021 | 2 | May 12, 2021 | 2 | May 14, 2021 | 4 |
| -4.08% | Dec 10, 2014 | 4 | Dec 16, 2014 | 2 | Dec 18, 2014 | 6 |
| -3.83% | Feb 24, 2021 | 2 | Feb 26, 2021 | 6 | Mar 8, 2021 | 8 |
| -3.63% | Jul 10, 2025 | 3 | Jul 15, 2025 | 6 | Jul 23, 2025 | 9 |