Performance analysis of Pathfinder Bancorp (PBHC)
Annual Return
Over the past 3 years, PBHC has had an average annual return of +6.26%, underperforming the benchmark SPY, which returned +19.62% annual.
Over the past 5 years, PBHC has had an average annual return of +2.29%, underperforming the benchmark SPY, which returned +12.73% annual.
Over the past 10 years, PBHC has had an average annual return of +5.16%, underperforming the benchmark SPY, which returned +15.04% annual.
Since Nov 1, 1999, PBHC has had an average annual return of +6.19%, underperforming the benchmark SPY, which returned +8.49% annual.
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| +15.69% | -17.28% | +28.33% | -25.10% | +13.46% | +52.28% | -15.56% | -9.67% | +3.27% | +15.79% | +6.29% | +33.41% |
| 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
| +20.54% | +32.33% | +17.04% | +6.22% | +54.43% | -7.81% | -36.14% | -18.69% | +3.06% | -19.90% | -7.08% | +28.02% |
| 2002 | 2001 | 2000 | 1999 | ||||||||
| +14.17% | +118.67% | -27.88% | -6.58% |
Monthly Return
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Annually Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.37% | -4.02% | -2.82% | +9.74% | -1.44% | +15.91% | +1.34% | +15.69% | |||||
| 2025 | -4.11% | +2.52% | -3.86% | -16.07% | +10.87% | +0.92% | -4.00% | +1.98% | +5.06% | -3.54% | -6.79% | +0.78% | -17.28% |
| 2024 | +0.25% | -16.85% | +6.72% | +3.60% | -0.79% | +4.52% | +24.40% | -2.58% | -0.32% | +9.55% | -0.87% | +2.34% | +28.33% |
| 2023 | -0.26% | +2.21% | -11.07% | -10.45% | -12.39% | +4.65% | +10.30% | -13.97% | +3.76% | -5.75% | -1.93% | +10.57% | -25.10% |
| 2022 | +0.70% | +1.22% | +26.10% | -7.09% | -5.07% | +3.26% | -2.05% | +1.08% | +3.56% | -8.10% | +2.04% | +0.79% | +13.46% |
| 2021 | +5.47% | +23.25% | -1.35% | +1.47% | +1.42% | +6.40% | +0.63% | +1% | +0.25% | +2.79% | +1.33% | +2.20% | +52.28% |
| 2020 | +0.87% | +1.07% | -24.17% | -6.05% | +4.30% | -8.44% | -1.93% | +2.26% | +8.30% | -1.88% | +13.34% | +0.79% | -15.56% |
| 2019 | -8.95% | +2.11% | -10.00% | +6.61% | +17.33% | -10.46% | -8.34% | -0.68% | +1.82% | -2.75% | +3.08% | +3.73% | -9.67% |
| 2018 | +1.29% | -1.87% | +1.31% | +3.38% | -0.38% | +0.76% | -3.83% | +2.29% | -3.83% | +2.13% | -3.66% | +6.17% | +3.27% |
| 2017 | +5.36% | +4.59% | -1.42% | +3.09% | +2% | +2.61% | -2.71% | -1.13% | +1.66% | +1.35% | -1.49% | +1.18% | +15.79% |
Drawdown analysis of Pathfinder Bancorp (PBHC)
The maximum drawdown for the PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 1402 trading sessions.
The current PBHC drawdown is -19.59%.
Since Nov 1, 1999 PBHC has experienced the following drawdowns:
- 50% or more: 1 time
- 40% or more: 4 times
- 30% or more: 4 times
- 20% or more: 5 times
- 10% or more: 15 times
| Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -73.10% | Jan 30, 2004 | 1288 | Mar 13, 2009 | 1402 | Oct 7, 2014 | 2690 |
| -45.89% | Sep 16, 2022 | 366 | Mar 4, 2024 | Ongoing | Ongoing | Ongoing |
| -43.72% | Nov 10, 1999 | 256 | Nov 14, 2000 | 171 | Jul 23, 2001 | 427 |
| -42.24% | May 28, 2019 | 299 | Aug 3, 2020 | 175 | Apr 14, 2021 | 474 |
| -28.52% | May 22, 2002 | 45 | Jul 26, 2002 | 104 | Dec 23, 2002 | 149 |
| -19.67% | May 21, 2018 | 214 | Mar 28, 2019 | 39 | May 23, 2019 | 253 |
| -16.84% | Dec 24, 2015 | 66 | Apr 1, 2016 | 184 | Dec 21, 2016 | 250 |
| -13.95% | Jun 16, 2015 | 48 | Aug 24, 2015 | 62 | Nov 19, 2015 | 110 |
| -13.17% | Mar 31, 2022 | 59 | Jun 27, 2022 | 57 | Sep 16, 2022 | 116 |
| -12.51% | Aug 23, 2001 | 138 | Mar 19, 2002 | 42 | May 17, 2002 | 180 |
| -12.50% | Jul 23, 2001 | 3 | Jul 26, 2001 | 5 | Aug 2, 2001 | 8 |
| -12.39% | Aug 2, 2001 | 5 | Aug 9, 2001 | 7 | Aug 20, 2001 | 12 |
| -11.70% | Apr 14, 2021 | 21 | May 13, 2021 | 26 | Jun 21, 2021 | 47 |
| -11.54% | Nov 5, 1999 | 2 | Nov 9, 1999 | 1 | Nov 10, 1999 | 3 |
| -11.52% | Dec 26, 2002 | 17 | Jan 22, 2003 | 51 | Apr 4, 2003 | 68 |
| -9.56% | Apr 21, 2003 | 49 | Jun 30, 2003 | 7 | Jul 10, 2003 | 56 |
| -7.35% | Oct 14, 2014 | 11 | Oct 29, 2014 | 118 | Apr 21, 2015 | 129 |
| -7.30% | Dec 23, 2003 | 10 | Jan 8, 2004 | 5 | Jan 15, 2004 | 15 |
| -6.19% | Jun 13, 2017 | 3 | Jun 16, 2017 | 183 | Mar 9, 2018 | 186 |
| -6.00% | Apr 26, 2018 | 10 | May 10, 2018 | 6 | May 18, 2018 | 16 |
| -5.90% | Jul 10, 2003 | 6 | Jul 18, 2003 | 1 | Jul 21, 2003 | 7 |
| -5.90% | Feb 17, 2017 | 26 | Mar 28, 2017 | 14 | Apr 18, 2017 | 40 |
| -5.26% | Nov 1, 1999 | 1 | Nov 2, 1999 | 3 | Nov 5, 1999 | 4 |
| -5.17% | Mar 23, 2018 | 17 | Apr 18, 2018 | 6 | Apr 26, 2018 | 23 |
| -5.14% | Nov 19, 2015 | 6 | Nov 30, 2015 | 14 | Dec 18, 2015 | 20 |