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Performance analysis of National Rural Utilities Coop Finance (NRUC)

Annual Return

Over the past 3 years, NRUC has had an average annual return of +4.93%, underperforming the benchmark SPY, which returned +22.77% annual.

Over the past 5 years, NRUC has had an average annual return of +2.61%, underperforming the benchmark SPY, which returned +14% annual.

Since May 8, 2019, NRUC has had an average annual return of +4.24%, underperforming the benchmark SPY, which returned +16.44% annual.

20262025202420232022202120202019
+2.82%+10.30%-4.48%+10.63%-9.33%-1.98%+11.71%+12.75%

Monthly Return

YearJanFebMarAprMayJunJulAugSepOctNovDecAnnually Total
2026+5.04%-2.77%-3.69%+4.88%+0.00743%-0.33%+2.82%
2025+4.60%+0.29%+1.19%-0.76%+3.16%-0.54%+3.35%-2.83%+2.55%-2.22%+0.68%+0.64%+10.30%
2024-0.26%+2.22%-1.98%+0.58%+0.61%-1.29%+0.49%+2.45%+0.24%-0.20%+1.17%-8.17%-4.48%
2023+1.22%-1.99%-0.72%+8.48%-3.67%+0.58%+0.47%+0.79%-3.84%-1.40%+4.03%+7.02%+10.63%
2022-1.52%-4.41%+2.05%-5.73%+4.28%-4.23%+6.57%-4.96%-8.96%+3.16%+3.37%+1.95%-9.33%
2021-6.54%-2.85%+0.69%+1.71%-0.08%+3.25%+0.86%-0.59%+1.11%+2.65%-4.22%+2.52%-1.98%
2020+2.25%-5.82%-4.01%+10.39%-2.66%-1.76%+4.27%+0.89%-0.15%+1.23%+2.10%+5.43%+11.71%
2019+2.07%+4.26%+4.08%+2.29%-2.14%+1.88%-3.95%+3.92%+12.75%

Drawdown analysis of National Rural Utilities Coop Finance (NRUC)

The maximum drawdown for the NRUC was -24.38%, occurring on Mar 18, 2020. Recovery took 162 trading sessions.

The current NRUC drawdown is -2.71%.

Since May 8, 2019 NRUC has experienced the following drawdowns:

  • 20% or more: 1 time
  • 10% or more: 2 times
DepthStartTo BottomBottomTo RecoverEndTotal
-24.38%Mar 4, 202010Mar 18, 2020162Nov 5, 2020172
-19.00%Dec 30, 2020440Sep 29, 2022359Mar 6, 2024799
-9.56%Oct 16, 202451Dec 30, 2024130Jul 10, 2025181
-7.22%Feb 17, 202623Mar 20, 2026OngoingOngoingOngoing
-6.69%Jan 30, 202020Feb 28, 20203Mar 4, 202023
-6.32%Sep 4, 201967Dec 9, 201924Jan 14, 202091
-6.19%Aug 18, 202540Oct 14, 202564Jan 15, 2026104
-4.25%Mar 8, 202426Apr 16, 202485Aug 16, 2024111
-3.81%Aug 2, 20194Aug 8, 20195Aug 15, 20199
-2.16%Sep 16, 202410Sep 30, 202412Oct 16, 202422
-2.11%Aug 29, 20242Sep 3, 20244Sep 9, 20246
-1.87%Jan 15, 20204Jan 22, 20206Jan 30, 202010
-1.59%Jan 30, 20264Feb 5, 20267Feb 17, 202611
-1.51%Jul 10, 20254Jul 16, 202510Jul 30, 202514
-1.47%Nov 9, 202022Dec 10, 20204Dec 16, 202026
-0.85%Aug 27, 20191Aug 28, 20194Sep 4, 20195
-0.76%Jul 11, 20192Jul 15, 20194Jul 19, 20196
-0.73%Jul 23, 20192Jul 25, 20193Jul 30, 20195
-0.69%Jan 23, 20263Jan 28, 20261Jan 29, 20264
-0.65%Dec 21, 20201Dec 22, 20201Dec 23, 20202
-0.41%Aug 4, 20251Aug 5, 20254Aug 11, 20255
-0.39%May 16, 20192May 20, 20194May 24, 20196
-0.39%Aug 15, 20191Aug 16, 20194Aug 22, 20195
-0.36%Aug 22, 20191Aug 23, 20191Aug 26, 20192
-0.35%Sep 9, 20242Sep 11, 20243Sep 16, 20245