Performance analysis of Navient (JSM)
Annual Return
Over the past 3 years, JSM has had an average annual return of +4.61%, underperforming the benchmark SPY, which returned +22.77% annual.
Over the past 5 years, JSM has had an average annual return of +0.12%, underperforming the benchmark SPY, which returned +14% annual.
Over the past 10 years, JSM has had an average annual return of +5.69%, underperforming the benchmark SPY, which returned +15.53% annual.
Since Dec 30, 2003, JSM has had an average annual return of +5.93%, underperforming the benchmark SPY, which returned +10.95% annual.
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -8.05% | +23.84% | -10.70% | +31.54% | -26.86% | +5.51% | +12.30% | +55.55% | -25.58% | +14.23% | +44.29% | -17.89% |
| 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
| +24.93% | -17.17% | +34.66% | +0.55% | +41.24% | +70.09% | -34.18% | -22.70% | +9.75% | +0.67% | +6.01% | -0.08% |
Monthly Return
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Annually Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -3.39% | -1.42% | -5.13% | +2.44% | -0.81% | +0.16% | -8.05% | ||||||
| 2025 | +6.64% | +2.32% | -2.34% | -5.17% | +4.72% | +1.06% | +4.16% | -0.68% | +7.96% | -5.15% | +4.27% | +4.82% | +23.84% |
| 2024 | -0.79% | +0.61% | +1.39% | -12.16% | +2.99% | +0.00915% | +3.17% | +1.13% | +5.04% | -1.67% | +3.10% | -12.21% | -10.70% |
| 2023 | +15.61% | -3.93% | +3.15% | -3.13% | +3.08% | -1.29% | -0.11% | +0.42% | -10.96% | +2.69% | +11.81% | +13.60% | +31.54% |
| 2022 | -2.68% | -6.97% | +6.26% | -14.33% | +15.27% | -20.94% | +16.14% | +2.95% | -2.38% | -12.69% | +0.92% | -5.32% | -26.86% |
| 2021 | -2.98% | -3.89% | +6.45% | -1.79% | +4.31% | +1.86% | +1.66% | -1.25% | +0.79% | +1.51% | -2.66% | +1.89% | +5.51% |
| 2020 | +3.83% | -9.95% | -21.01% | +17.31% | +12.26% | -10.01% | +8.20% | +3.52% | -4.12% | +3.13% | +4.35% | +11.01% | +12.30% |
| 2019 | +25.46% | +0.48% | +3.02% | +2.90% | -3.09% | -0.36% | +5.40% | +6.74% | +2.30% | +1.72% | -2.07% | +5.15% | +55.55% |
| 2018 | -6.31% | +1.08% | +4.77% | -6.07% | +4.59% | -2.88% | +2.02% | +5.58% | -3.38% | -8.74% | -11.74% | -6.21% | -25.58% |
| 2017 | -2.66% | +7.97% | -0.73% | +3.08% | +3.54% | -0.13% | +0.39% | +2.65% | -1.25% | +1.34% | +0.46% | -0.84% | +14.23% |
Drawdown analysis of Navient (JSM)
The maximum drawdown for the JSM was -63.86%, occurring on Mar 2, 2009. Recovery took 264 trading sessions.
The current JSM drawdown is -8.23%.
Since Dec 30, 2003 JSM has experienced the following drawdowns:
- 50% or more: 2 times
- 40% or more: 2 times
- 30% or more: 5 times
- 20% or more: 6 times
- 10% or more: 14 times
| Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -63.86% | Mar 29, 2007 | 484 | Mar 2, 2009 | 264 | Mar 18, 2010 | 748 |
| -52.60% | Jan 27, 2020 | 36 | Mar 18, 2020 | 167 | Nov 12, 2020 | 203 |
| -39.00% | Mar 5, 2015 | 237 | Feb 11, 2016 | 104 | Jul 12, 2016 | 341 |
| -31.79% | Sep 17, 2018 | 68 | Dec 24, 2018 | 141 | Jul 18, 2019 | 209 |
| -30.64% | Nov 1, 2021 | 255 | Nov 4, 2022 | 725 | Sep 29, 2025 | 980 |
| -22.03% | May 24, 2013 | 151 | Dec 30, 2013 | 268 | Jan 23, 2015 | 419 |
| -19.38% | Mar 26, 2004 | 30 | May 10, 2004 | 111 | Oct 18, 2004 | 141 |
| -17.19% | May 27, 2011 | 49 | Aug 8, 2011 | 127 | Feb 8, 2012 | 176 |
| -13.15% | Nov 21, 2017 | 61 | Feb 21, 2018 | 119 | Aug 10, 2018 | 180 |
| -12.98% | Sep 8, 2016 | 47 | Nov 14, 2016 | 121 | May 10, 2017 | 168 |
| -11.26% | Feb 29, 2012 | 61 | May 25, 2012 | 21 | Jun 26, 2012 | 82 |
| -10.78% | Dec 30, 2025 | 55 | Mar 20, 2026 | Ongoing | Ongoing | Ongoing |
| -10.42% | Apr 26, 2010 | 8 | May 6, 2010 | 62 | Aug 4, 2010 | 70 |
| -10.14% | Feb 15, 2006 | 92 | Jun 28, 2006 | 38 | Aug 22, 2006 | 130 |
| -8.90% | Nov 8, 2010 | 28 | Dec 17, 2010 | 15 | Jan 10, 2011 | 43 |
| -7.65% | Jul 24, 2019 | 8 | Aug 5, 2019 | 19 | Aug 30, 2019 | 27 |
| -7.17% | Sep 2, 2005 | 54 | Nov 18, 2005 | 59 | Feb 15, 2006 | 113 |
| -7.09% | Jan 5, 2021 | 36 | Feb 26, 2021 | 62 | May 26, 2021 | 98 |
| -6.80% | Oct 13, 2025 | 16 | Nov 4, 2025 | 32 | Dec 19, 2025 | 48 |
| -5.72% | Oct 13, 2010 | 11 | Oct 28, 2010 | 6 | Nov 5, 2010 | 17 |
| -5.50% | Oct 28, 2019 | 8 | Nov 7, 2019 | 28 | Dec 18, 2019 | 36 |
| -5.31% | Sep 26, 2017 | 11 | Oct 11, 2017 | 9 | Oct 24, 2017 | 20 |
| -4.00% | Mar 18, 2010 | 3 | Mar 23, 2010 | 15 | Apr 14, 2010 | 18 |
| -3.95% | Mar 15, 2011 | 24 | Apr 18, 2011 | 7 | Apr 28, 2011 | 31 |
| -3.92% | Nov 16, 2020 | 9 | Nov 30, 2020 | 4 | Dec 4, 2020 | 13 |