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Performance analysis of Citizens Community Bancorp Inc MD (CZWI)

Annual Return

Over the past 3 years, CZWI has had an average annual return of +37.77%, outperforming the benchmark SPY, which returned +22.77% annual.

Over the past 5 years, CZWI has had an average annual return of +11.29%, underperforming the benchmark SPY, which returned +14.05% annual.

Over the past 10 years, CZWI has had an average annual return of +10.26%, underperforming the benchmark SPY, which returned +15.53% annual.

Since Mar 30, 2004, CZWI has had an average annual return of +3.87%, underperforming the benchmark SPY, which returned +10.98% annual.

202620252024202320222021202020192018201720162015
+21.21%+11.93%+42.95%-0.40%-11.24%+29.06%-9.30%+13.97%-18.08%+9.98%+33.13%+4.35%
20142013201220112010200920082007200620052004
+24.02%+23.88%+16.95%+29.88%+16.15%-50.19%-18.03%-8.39%-25.06%-12.00%+21.26%

Monthly Return

YearJanFebMarAprMayJunJulAugSepOctNovDecAnnually Total
2026+1.80%-3.49%+13.73%+4.80%-1.20%+4.78%+21.21%
2025-2.76%-0.91%-6.25%+3.06%+0.06%-6.94%+6.81%+12.14%-2.78%-2.61%+10.22%+3.30%+11.93%
2024+3.67%-1.30%+4.20%-9.46%+5.82%-0.61%+11.84%+3.55%+5.75%-0.28%+14.72%+0.49%+42.95%
2023+3.16%+2.89%-14.98%-4.99%-15.58%+4%+16.04%+0.97%-7.43%-8.12%+20.41%+10.26%-0.40%
2022+4.87%+11.86%-4.97%-13.23%+2.74%+2.68%-6.36%-1.93%-4.17%+3.94%+14.94%-17.26%-11.24%
2021+1.92%+3.46%+10.31%+4.75%+3.93%+1.26%+1.24%+0.79%-1.50%-1.09%+0.96%+0.29%+29.06%
2020-1.96%-1.29%-44.50%+19.38%-4.54%-6.67%-3.50%+4.39%-0.30%+10.31%+18.43%+20.99%-9.30%
2019+7.80%+3.14%+0.09%-1.26%-6.79%-1.28%+0.56%+0.46%+1.10%+0.45%+7.47%+2.25%+13.97%
2018+0.37%+4.07%+0.80%-2.15%+1.10%+2.09%-1.06%+0.71%-0.71%-8.92%-7.84%-7.23%-18.08%
2017+0.24%+1.20%+11.22%+2.60%-0.91%-0.71%+0.15%-2.86%+2.57%-2.51%+0.88%-1.60%+9.98%

Drawdown analysis of Citizens Community Bancorp Inc MD (CZWI)

The maximum drawdown for the CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 3776 trading sessions.

The current CZWI drawdown is -0.12%.

Since Mar 30, 2004 CZWI has experienced the following drawdowns:

  • 50% or more: 1 time
  • 40% or more: 1 time
  • 30% or more: 2 times
  • 20% or more: 3 times
  • 10% or more: 5 times
DepthStartTo BottomBottomTo RecoverEndTotal
-83.63%Aug 3, 2006837Nov 30, 20093776Dec 2, 20244613
-31.15%Feb 10, 2005185Nov 3, 2005119Apr 27, 2006304
-23.32%Dec 5, 202486Apr 11, 202599Sep 4, 2025185
-15.09%Apr 5, 200410Apr 20, 2004135Nov 1, 2004145
-14.48%Dec 3, 200432Jan 20, 200515Feb 10, 200547
-9.47%Sep 18, 202520Oct 16, 202520Nov 13, 202540
-8.42%Feb 9, 202613Feb 27, 202615Mar 20, 202628
-6.54%May 8, 202615Jun 1, 2026OngoingOngoingOngoing
-5.63%Dec 18, 20259Jan 2, 202612Jan 21, 202621
-4.62%Jan 21, 20265Jan 28, 20265Feb 4, 202610
-4.02%Jun 30, 20062Jul 5, 200615Jul 26, 200617
-3.31%Nov 13, 20254Nov 19, 20254Nov 25, 20258
-2.95%Sep 4, 20258Sep 16, 20252Sep 18, 202510
-2.45%Apr 8, 20266Apr 16, 20268Apr 28, 202614
-2.22%May 3, 200613May 22, 200627Jun 29, 200640
-2.22%Apr 28, 20262Apr 30, 20266May 8, 20268
-1.35%Mar 24, 20263Mar 27, 20261Mar 30, 20264
-1.34%Nov 22, 20041Nov 23, 20047Dec 3, 20048
-1.02%Nov 11, 20041Nov 12, 20046Nov 22, 20047
-0.71%Apr 1, 20041Apr 2, 20041Apr 5, 20042
-0.50%Jul 28, 20061Jul 31, 20061Aug 1, 20062
-0.45%Dec 4, 20251Dec 5, 20253Dec 10, 20254
-0.36%Nov 4, 20041Nov 5, 20042Nov 9, 20043
-0.25%Apr 1, 20261Apr 2, 20262Apr 7, 20263
-0.11%Dec 1, 20251Dec 2, 20251Dec 3, 20252