Performance analysis of Citizens Financial Services (CZFS)
Annual Return
Over the past 3 years, CZFS has had an average annual return of +5.96%, underperforming the benchmark SPY, which returned +19.62% annual.
Over the past 5 years, CZFS has had an average annual return of +7.42%, underperforming the benchmark SPY, which returned +12.73% annual.
Over the past 10 years, CZFS has had an average annual return of +9.03%, underperforming the benchmark SPY, which returned +15.04% annual.
Since Jan 2, 2001, CZFS has had an average annual return of +12.40%, outperforming the benchmark SPY, which returned +9.06% annual.
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| +32.35% | -6.87% | +2.73% | -11.84% | +31.17% | +11.79% | -4.54% | +15.21% | -9.06% | +28.69% | +12.97% | -5.38% |
| 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
| +4.47% | +35.22% | +29.99% | -2.84% | +47.79% | +39.87% | +3.26% | -7.53% | +13.12% | -8.95% | +4.26% | +13.19% |
| 2002 | 2001 | ||||||||||
| +64.92% | +25.02% |
Monthly Return
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Annually Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +10.93% | -5.04% | +2.68% | +3.29% | +2.96% | +12.21% | +2.55% | +32.35% | |||||
| 2025 | -3.27% | -1.26% | -3.17% | -6.24% | +12.35% | -3.11% | -8.57% | +11.68% | +1.31% | -9.11% | +2.01% | +2.86% | -6.87% |
| 2024 | -9.53% | -20.15% | +6.48% | -17.89% | +3.84% | +9.45% | +18.96% | +6.43% | +4.16% | -0.78% | +21.14% | -9.71% | +2.73% |
| 2023 | +2.53% | +6.56% | +0.30% | +3.64% | -13.25% | +1.20% | -5.36% | -22.33% | -11.61% | +3.19% | +15.15% | +14.53% | -11.84% |
| 2022 | +7.10% | -3.85% | +2.38% | +8.66% | -4.35% | +7.85% | +3.93% | +7.42% | -9.61% | -2.31% | +5.99% | +6.21% | +31.17% |
| 2021 | +0.09% | +1.69% | +5.51% | +2.68% | -0.41% | +4.06% | -0.71% | -0.08% | +0.76% | -1.36% | -1.80% | +1.03% | +11.79% |
| 2020 | +4.07% | -1.17% | -21.76% | +10.20% | -5.56% | -0.64% | -1.51% | -4.08% | -5.48% | +0% | +5.68% | +21.56% | -4.54% |
| 2019 | +2.79% | +4.20% | +8.37% | -5.31% | +5.61% | -3.82% | -1.24% | -2.75% | +1.29% | +4.02% | -2.06% | +4.12% | +15.21% |
| 2018 | +1.59% | -2.73% | +1.35% | -0.32% | -0.16% | +2.77% | +0.79% | -2.05% | +1.27% | -2.00% | -0.49% | -8.93% | -9.06% |
| 2017 | -3.77% | +1.96% | +2.30% | +3.28% | +0.46% | +4.38% | +0.02% | +0.74% | +5.59% | +6.14% | +1.65% | +3.14% | +28.69% |
Drawdown analysis of Citizens Financial Services (CZFS)
The maximum drawdown for the CZFS was -54.99%, occurring on Apr 26, 2024. This drawdown has not yet recovered.
The current CZFS drawdown is -8.86%.
Since Jan 2, 2001 CZFS has experienced the following drawdowns:
- 50% or more: 1 time
- 40% or more: 2 times
- 30% or more: 2 times
- 20% or more: 6 times
- 10% or more: 17 times
| Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -54.99% | Jun 12, 2023 | 220 | Apr 26, 2024 | Ongoing | Ongoing | Ongoing |
| -40.57% | Feb 14, 2020 | 26 | Mar 24, 2020 | 323 | Jul 6, 2021 | 349 |
| -25.83% | Jul 31, 2008 | 165 | Mar 27, 2009 | 78 | Jul 20, 2009 | 243 |
| -24.55% | Apr 29, 2003 | 661 | Dec 12, 2005 | 329 | Apr 5, 2007 | 990 |
| -22.37% | Aug 29, 2022 | 37 | Oct 20, 2022 | 73 | Feb 6, 2023 | 110 |
| -22.22% | Apr 19, 2007 | 192 | Jan 23, 2008 | 73 | May 7, 2008 | 265 |
| -18.25% | Feb 10, 2023 | 20 | Mar 13, 2023 | 19 | Apr 10, 2023 | 39 |
| -17.50% | Jul 29, 2011 | 47 | Oct 5, 2011 | 148 | May 8, 2012 | 195 |
| -17.23% | Mar 19, 2014 | 393 | Oct 9, 2015 | 253 | Oct 11, 2016 | 646 |
| -16.91% | Apr 20, 2023 | 28 | May 31, 2023 | 5 | Jun 7, 2023 | 33 |
| -13.27% | Oct 2, 2018 | 60 | Dec 28, 2018 | 60 | Mar 29, 2019 | 120 |
| -11.51% | Jan 11, 2011 | 9 | Jan 25, 2011 | 129 | Jul 29, 2011 | 138 |
| -11.11% | Jul 31, 2009 | 7 | Aug 11, 2009 | 50 | Oct 21, 2009 | 57 |
| -10.45% | Aug 17, 2010 | 24 | Sep 21, 2010 | 31 | Nov 3, 2010 | 55 |
| -10.17% | Apr 30, 2010 | 41 | Jun 29, 2010 | 13 | Jul 19, 2010 | 54 |
| -10.11% | Jul 6, 2001 | 67 | Oct 16, 2001 | 46 | Dec 20, 2001 | 113 |
| -10.07% | Jul 9, 2008 | 7 | Jul 18, 2008 | 6 | Jul 28, 2008 | 13 |
| -9.36% | Jul 28, 2022 | 4 | Aug 3, 2022 | 12 | Aug 19, 2022 | 16 |
| -9.26% | Dec 2, 2002 | 11 | Dec 17, 2002 | 12 | Jan 6, 2003 | 23 |
| -9.24% | Jul 19, 2010 | 1 | Jul 20, 2010 | 7 | Jul 29, 2010 | 8 |
| -9.07% | Dec 27, 2013 | 6 | Jan 7, 2014 | 49 | Mar 19, 2014 | 55 |
| -8.75% | Dec 16, 2010 | 1 | Dec 17, 2010 | 16 | Jan 11, 2011 | 17 |
| -8.74% | Apr 3, 2003 | 3 | Apr 8, 2003 | 4 | Apr 14, 2003 | 7 |
| -8.48% | Nov 2, 2012 | 38 | Dec 28, 2012 | 9 | Jan 11, 2013 | 47 |
| -8.25% | Apr 5, 2007 | 7 | Apr 17, 2007 | 2 | Apr 19, 2007 | 9 |