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Performance analysis of Credit Acceptance (CACC)

Annual Return

Over the past 3 years, CACC has had an average annual return of +4.06%, underperforming the benchmark SPY, which returned +19.31% annual.

Over the past 5 years, CACC has had an average annual return of +5.30%, underperforming the benchmark SPY, which returned +12.55% annual.

Over the past 10 years, CACC has had an average annual return of +12.27%, underperforming the benchmark SPY, which returned +14.95% annual.

Since Nov 1, 1999, CACC has had an average annual return of +19.73%, outperforming the benchmark SPY, which returned +8.46% annual.

202620252024202320222021202020192018201720162015
+38.85%-5.54%-11.88%+12.30%-31.01%+98.67%-21.75%+15.87%+18.02%+48.72%+1.63%+56.89%
201420132012201120102009200820072006200520042003
+4.94%+27.84%+23.58%+31.08%+49.10%+207.30%-33.72%-37.98%+107.02%-36.74%+66.34%+139.77%
2002200120001999
-28.30%+48.33%+62.69%-26.24%

Monthly Return

YearJanFebMarAprMayJunJulAugSepOctNovDecAnnually Total
2026+12.35%-5.03%-10.51%+19.23%+13.61%+11%-3.30%+38.85%
2025+8.16%-3.03%+4.87%-5.60%-2.08%+6.73%-3.76%+4.99%-9.29%-4.20%+3.27%-4.01%-5.54%
2024+1.57%+2.32%-0.37%-6.86%-4.46%+4.86%+11.70%-18.85%-4.95%-4.15%+17.11%-5.67%-11.88%
2023-2.48%-3.96%-1.87%+12.26%-8.95%+13.97%+9.58%-9.85%-8.30%-12.54%+13.56%+16.57%+12.30%
2022-21.54%+1.96%+0.05%-6.88%+16.16%-20.48%+21.65%-7.61%-17.68%+6.31%+1.79%+0.09%-31.01%
2021+11.45%-5.90%-0.77%+9.59%+13.34%+1.49%+6.75%+19.58%+0.97%+2.21%+4.46%+10.05%+98.67%
2020-3.02%-6.01%-36.58%+21.85%+18.70%+13.30%+11.68%-17.34%-12.45%-11.97%+0.12%+15.97%-21.75%
2019+4.26%+10.51%+2.74%+9.80%-8.03%+6.01%-1.20%-5.31%+1.91%-5.09%-1.68%+2.76%+15.87%
2018+1.93%-4.56%+5%+0.13%+6.70%+0.11%+8.55%+19.06%-4.08%-3.12%-3.53%-6.76%+18.02%
2017-5.62%-2.35%-0.52%+1.93%+5.79%+19.59%-3.13%+9.31%+2.89%+2.34%+5.64%+6.79%+48.72%

Drawdown analysis of Credit Acceptance (CACC)

The maximum drawdown for the CACC was -66.85%, occurring on Mar 26, 2003. Recovery took 171 trading sessions.

The current CACC drawdown is -11.56%.

Since Nov 1, 1999 CACC has experienced the following drawdowns:

  • 50% or more: 4 times
  • 40% or more: 7 times
  • 30% or more: 13 times
  • 20% or more: 19 times
  • 10% or more: 31 times
DepthStartTo BottomBottomTo RecoverEndTotal
-66.85%May 17, 2002215Mar 26, 2003171Nov 26, 2003386
-66.00%Oct 16, 2006511Oct 27, 2008238Oct 7, 2009749
-56.93%Apr 26, 2019237Apr 3, 202086Aug 6, 2020323
-52.09%Dec 29, 2004140Jul 20, 2005198May 3, 2006338
-45.68%Nov 4, 2021293Jan 5, 2023OngoingOngoingOngoing
-45.03%Aug 10, 202074Nov 23, 2020172Aug 2, 2021246
-40.57%Jul 8, 201591Nov 13, 2015431Aug 2, 2017522
-38.10%Nov 2, 199925Dec 8, 199931Jan 24, 200056
-35.68%Aug 21, 200137Oct 18, 2001102Mar 18, 2002139
-34.58%Sep 20, 200052Dec 4, 200022Jan 5, 200174
-33.04%Jul 1, 201157Sep 22, 201151Dec 5, 2011108
-32.73%Jan 11, 200128Feb 22, 200146Apr 30, 200174
-32.52%Mar 29, 200488Aug 4, 200427Sep 13, 2004115
-27.27%Jan 24, 200039Mar 20, 200014Apr 7, 200053
-26.72%Jan 29, 20108Feb 10, 2010114Jul 26, 2010122
-24.77%Mar 26, 201248Jun 4, 2012168Feb 5, 2013216
-24.05%Mar 20, 201321Apr 19, 2013156Nov 29, 2013177
-23.11%Aug 21, 201886Dec 24, 201878Apr 17, 2019164
-22.82%Mar 10, 2014101Aug 1, 201464Oct 31, 2014165
-18.92%Jan 26, 20186Feb 5, 2018116Jul 23, 2018122
-17.94%Nov 12, 201440Jan 12, 201514Feb 2, 201554
-16.85%Jun 2, 200019Jun 29, 200010Jul 14, 200029
-16.38%Jun 29, 200615Jul 21, 200646Sep 26, 200661
-15.22%Jan 3, 201113Jan 21, 201113Feb 9, 201126
-14.84%Dec 12, 201115Jan 4, 201221Feb 3, 201236